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Installment shopping, financing and seller services in Lahore

Buy what you need on 3–12 month plans with no credit card, get a 0% markup smart limit with AtomPay, order anything from any shop, or grow your business on the same platform.

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Products you can buy on installments at Atomshop: a scooter, a motorbike, a fridge, an iPhone and a PlayStation 5
For shoppers

Shop now, pay in steps

Every way to buy on Atomshop, from listed products to anything you found in a shop down the road.

Installment shopping

Phones, bikes, TVs and home appliances on monthly plans. Pay a small advance and spread the rest over the months that suit you.

  • 3–12 month plans, minimum 20% advance
  • 4% monthly markup on seller financing
  • No credit card needed
Shop on installments

Custom orders

Found it somewhere else? Send us any product from any shop in Lahore and we turn it into an installment plan.

  • Any product, any shop in Lahore
  • Plan usually ready the same day
  • 1% sourcing fee
Start a custom order

AtomPay smart limit

Verify once and get a spending limit you can use again and again on eligible listed products.

  • Verify once: CNIC, selfie, address visit, income
  • 3 months, no advance, 0% markup
  • Eligible listed products only, not custom orders
Get my smart limit (opens AtomPay in a new tab)

Ask Atom AI plan builder

Tell Atom the product and what you can pay each month. Atom builds a plan for you in seconds.

  • Type or speak your request
  • Plans matched to your monthly budget

Doorstep delivery & verification

A verified seller in your area checks your details and delivers the product to your door.

  • Lahore only, for now
  • Delivered by a verified seller near you
Ask about delivery

Installment calculator

Pick a price, an advance and a plan length to see your monthly payment before you order.

  • Compare 3, 6, 9 and 12 month plans
  • See advance, monthly and total at a glance
Open the calculator
For businesses

Sell more with Atomshop

Tools for shops and brands who want to sell on installments or reach more customers in Lahore.

Atom Seller app icon

Smart Seller

Run your installment business from the Atom Seller app: get leads by area, record guarantors, close deals with PDFs and track every collection.

  • Leads by area, guarantors, deals and PDFs
  • Collections plus 13 recovery reports
Financial Management: Rs. 7,000/month Marketing & Sales: Rs. 7,000/month + 0.3–0.5% of sales Full Access: both plans together, priced by our team
Become a Smart Seller
AtomBrand app icon

Brand Partner

Give your brand its own storefront on Atomshop and manage it from the AtomBrand app.

  • Your own brand storefront
  • Orders with delivery proof
  • One-tap stock updates and a bulk-quote board
Become a Brand Partner

Bulk & corporate orders

Buying for an office, a team or a project? Send a bulk enquiry and it goes straight to the brands for a quote.

  • Bulk enquiries routed to brands
  • One contact for the whole order
Contact us about bulk orders
How it works

From choosing to delivered in four steps

  1. Choose

    Pick a product from the shop, or send any product as a custom order.

  2. Plan

    Choose your advance and 3–12 months, or let Atom build a plan around your monthly budget.

  3. Verify

    Share your CNIC and, for some plans, a guarantor. A verified seller confirms your details.

  4. Delivered, pay monthly

    Your product arrives at your door in Lahore. Pay the rest in monthly installments.

At a glance

Compare our financing options

Not sure which to pick? Here is how the three ways to pay in steps compare.

Comparison of Atomshop financing options
ServiceWho it's forPlan lengthAdvanceMarkup
Seller financingShoppers buying listed products3–12 months20% or more4% per month
AtomPayVerified shoppers buying eligible listed products3 monthsNone0%
Custom orderShoppers who want a product from any shop in Lahore3–12 months20% or more4% per month + 1% sourcing fee

Estimate only. Our team confirms the final plan. Try the installment calculator.

FAQs

Questions about our services

More answers on our help page.

We deliver in Lahore only for now. Your order is delivered by a verified seller in your area.
Your CNIC. Some plans also need a guarantor. For an AtomPay smart limit you verify once with your CNIC, a selfie, an address visit and proof of income.
Once verified, you can buy eligible listed products over 3 months with no advance and 0% markup, within your approved limit. AtomPay is not available on custom orders. Visit AtomPay.
Apply on the Smart Seller or Brand Partner page.

Get your plan in seconds

Tell Atom what you want and what you can pay each month, or place your order and our team will call you.

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